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I am not trying to be a smart @$$, but if you want a good business or hobby to increase retirement income, and you have any woodworking skills, build porch swings...that is what I do and I have increased my retirement income on an average of 6 to 9 hundred $ a month and it could be much more if I wanted to put the time into it...just a thought it works for me...I can build a good solid 5ft. swing in 3 hours and clear 85$ on it.